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UNH UnitedHealth Group Incorporated

$407.10-0.80%
Live score · Oct 29, 2026 · 02:10 UTC
Conviction
60 / 100
Neutral
Market regime: Neutral
DCF fair value$258.8637% above fair valuemodel estimate
Quality54
ROIC vs WACC · FCF yield · margins · moat · balance sheet
Setup69
trend · relative strength · RSI · accumulation · momentum
Convex2.5
demand signals · capacity · catalysts · asymmetric upside
Macro Regime2.5
liquidity · credit · breadth · volatility · sentiment
Price vs. fundamentals · 1Y
Bars = the fundamental (held per quarter); the line is price.

AlphaGrade rates UnitedHealth Group Incorporated Neutral, with a conviction of 60/100. Fundamental quality looks mixed and the technical setup looks mixed, with some asymmetric upside — blended with the current market regime.

The work behind the score
Quality54
ROIC vs WACC47
Moat Strength42
FCF Yield65
Financial Health83
Debt Health72
Growth & Orders37
Execution & Delivery43
Analyst Price Target79
Setup69
Relative Strength35
Trend Health100
RSI Momentum60
Estimate Revisions68
Post-Earnings Reaction100
Valuation Blend78
Catalyst Proximity10
Insider Activity75
Analyst Sentiment66
Estimate Dispersion Velocity68
Institutional Flow (13F)85
Short-Volume Velocity31
Sector Momentum100
Convex2.5
DCF Upside24
Orders & Demand37
Capacity Constraints81
Catalyst Window66
Short Interest34
Capex Trend Acceleration50
Political Trade Flow15
Macro2.5
LiquidityCreditBreadthVolatilitySentimentLeadership
Recomputed from live fundamentals & price data — AlphaGrade blends 34 individual tests across four dimensions with the current market regime. Not a static rating.

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UNH grade — FAQ

Is UNH a buy right now?

UnitedHealth Group Incorporated (UNH) has an AlphaGrade conviction of 60/100 — Neutral — as of Oct 29, 2026 · 02:10 UTC, in the current Neutral market regime. AlphaGrade rates UnitedHealth Group Incorporated Neutral, with a conviction of 60/100. Fundamental quality looks mixed and the technical setup looks mixed, with some asymmetric upside — blended with the current market regime. This is a transparent, rules-based research opinion, not financial advice.

What is UNH's AlphaGrade?

UNH's conviction is 60/100 (Neutral), built from Quality 54/100, Setup 69/100, and Convex 2.5/5, then adjusted for the market regime.

How is the UNH grade calculated?

AlphaGrade blends 34 individual tests across four dimensions — Quality (business fundamentals), Setup (technical timing), Convex (asymmetric upside), and the macro regime — recomputed from live data. The same transparent method is applied to every stock and crypto.

AlphaGrade is for research/education, not financial advice. · alphagrade.io